{
  "vin": "3GNARHEG7VL234197",
  "title": "2027 Chevrolet Equinox LT",
  "year": 2027,
  "make": "Chevrolet",
  "model": "Equinox",
  "trim": "LT",
  "decoded_trim": "1LT",
  "condition": "new",
  "price": 34479.0,
  "msrp": 34980.0,
  "sale_price": 34479.0,
  "currency": "USD",
  "mileage": 0,
  "exterior_color": "Radiant Red Tintcoat",
  "interior_color": null,
  "drivetrain": "Front Wheel Drive",
  "body_style": "SUVs",
  "vehicle_type": "car",
  "fuel_type": "Gasoline Fuel",
  "doors": 4,
  "seating_capacity": null,
  "engine": "1.5L 4-Cylinder In-Line",
  "engine_displacement_l": 1.5,
  "engine_cylinders": 4,
  "transmission": "Automatic",
  "mpg_city": null,
  "mpg_hwy": null,
  "range_miles": null,
  "battery_kwh": null,
  "stock_number": "27035",
  "stock_status": null,
  "availability": "In Stock",
  "availability_schema": "https://schema.org/InStock",
  "in_transit": false,
  "availability_status": "unknown",
  "dealer_fees": 999.0,
  "photo_count": 24,
  "primary_image": "https://vini.gm.com/realimages/3GNARHEG7VL234197/159dbd1.jpg",
  "images": [
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/159dbd1.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/cdfc853.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/e3d04a4.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/c3fc32d.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/9259c53.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/6c70122.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/4cf5250.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/56820df.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/eeabda0.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/a06bf2a.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/ed86232.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/6dff766.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/fb36fd2.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/df84856.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/6645aff.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/d015494.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/fcb092d.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/4f4ddab.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/927bd1e.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/34f6cb0.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/583b387.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/0e2a268.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/0908b3c.jpg",
    "https://vini.gm.com/realimages/3GNARHEG7VL234197/30d3b53.jpg"
  ],
  "vin_decode": {
    "make": "Chevrolet",
    "model": "Equinox",
    "year": 2027,
    "trim": "1LT",
    "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]",
    "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)",
    "engine": "1.5L 4-Cylinder In-Line",
    "engine_displacement_l": 1.5,
    "cylinders": 4,
    "drive_type": "FWD",
    "fuel_type": "Gasoline",
    "doors": 4
  },
  "offers": [],
  "offers_expired_cleared": false,
  "price_history": [],
  "window_sticker": {
    "msrp": 34980.0,
    "monroney_url": "https://ai.prestonhood.agentreadydealer.com/sticker/3GNARHEG7VL234197.pdf",
    "source_vdp_url": "https://www.prestonhood.com/inventory/new-2027-chevrolet-equinox-lt-front-wheel-drive-suv-3gnarheg7vl234197/",
    "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."
  },
  "dealer": {
    "name": "Preston Hood Chevrolet",
    "short_name": "Preston Hood Chevrolet",
    "city": "Fort Walton Beach",
    "state": "FL",
    "address": "212 Hollywood Blvd SW",
    "zip": "32548",
    "phone": "(850) 659-7225",
    "website": "https://www.prestonhood.com"
  },
  "source_vdp_url": "https://www.prestonhood.com/inventory/new-2027-chevrolet-equinox-lt-front-wheel-drive-suv-3gnarheg7vl234197/",
  "canonical_url": "https://ai.prestonhood.agentreadydealer.com/vehicle/3GNARHEG7VL234197.html",
  "json_url": "https://ai.prestonhood.agentreadydealer.com/v/3GNARHEG7VL234197.json",
  "markdown_url": "https://ai.prestonhood.agentreadydealer.com/v/3GNARHEG7VL234197.md",
  "vdp_url": "https://www.prestonhood.com/inventory/new-2027-chevrolet-equinox-lt-front-wheel-drive-suv-3gnarheg7vl234197/",
  "generated_at": "2026-10-26T10:15:10Z",
  "vdp_canonical_url": "https://www.prestonhood.com/inventory/new-2027-chevrolet-equinox-lt-front-wheel-drive-suv-3gnarheg7vl234197/",
  "price_excl_doc_fee": 33480.0,
  "price_includes_doc_fee": true,
  "doc_fee": 999.0,
  "price_note": "Includes $999 documentation fee",
  "savings": 501.0,
  "price_check": {
    "ok": true,
    "issues": [],
    "checks": 4,
    "rule": "as_is",
    "stale": false
  },
  "price_stale": false,
  "price_advertisable": true,
  "price_disclosure": {
    "kind": "off_msrp",
    "template_id": "off_msrp.v1",
    "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.",
    "full": "Advertised: save $501. This offer applies to Stock #27035, VIN 3GNARHEG7VL234197. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,980. Advertised price: $34,479. Savings: $501, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.",
    "lines": [
      {
        "label": "Manufacturer's suggested retail price",
        "value": "$34,980"
      },
      {
        "label": "Advertised price",
        "value": "$34,479"
      },
      {
        "label": "Savings",
        "value": "$501, measured as the manufacturer's suggested retail price minus the advertised price"
      }
    ],
    "advertised": "save $501",
    "expires": null,
    "required_missing": [],
    "required_missing_keys": [],
    "unsubstantiated": [],
    "substantiated": true,
    "reason": null,
    "advertisable": true,
    "estimate_only": false,
    "disclosure_version": "1.0.0"
  },
  "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.",
  "disclosure_version": "1.0.0",
  "computed_offers": {
    "generated_at": "2026-10-26T10:15:10Z",
    "engine_version": "beacon-offer-engine/1.0",
    "template_set": "beacon-disclosure/1.0",
    "validator_version": "1.1.0",
    "basis": {
      "zip": "32548",
      "state": "FL",
      "doc_fee": 999.0,
      "doc_fee_source": "tenant.pricing",
      "doc_fee_in_advertised_price": true,
      "selling_price": 34479.0,
      "price_reconciled": true,
      "price_stale": false,
      "price_age_hours": null,
      "price_max_age_hours": null,
      "price_confirm_note": null,
      "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."
    },
    "offers": [
      {
        "offer_id": "of_3GNARHEG7VL234197_finance_60",
        "type": "finance_60",
        "label": "Finance",
        "headline": {
          "value": 698,
          "unit": "per_month",
          "display": "$698/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 34479.0,
          "price_incl_doc": 34479.0,
          "doc_fee": 999.0,
          "down_payment": 0.0,
          "term": 60,
          "apr": 5.49,
          "tax_rate": 0.06,
          "zip": "32548",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 697.94,
          "amount_financed": 36547.74,
          "sales_tax": 2068.74,
          "total_of_payments": 41876.14,
          "finance_charge": 5328.4,
          "per_1000_financed": 19.1,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #27035, VIN 3GNARHEG7VL234197. $698 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $34,479, which includes the $999 documentation fee. Amount financed $36,548, including $2,069 estimated sales tax at 6%. That is $19.10 per $1,000 financed. Total of payments $41,876. Offer expires 2026-10-31. Estimated for ZIP 32548. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_3GNARHEG7VL234197_finance_72",
        "type": "finance_72",
        "label": "Finance",
        "headline": {
          "value": 606,
          "unit": "per_month",
          "display": "$606/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 34479.0,
          "price_incl_doc": 34479.0,
          "doc_fee": 999.0,
          "down_payment": 0.0,
          "term": 72,
          "apr": 5.99,
          "tax_rate": 0.06,
          "zip": "32548",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 605.53,
          "amount_financed": 36547.74,
          "sales_tax": 2068.74,
          "total_of_payments": 43598.09,
          "finance_charge": 7050.35,
          "per_1000_financed": 16.57,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #27035, VIN 3GNARHEG7VL234197. $606 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $34,479, which includes the $999 documentation fee. Amount financed $36,548, including $2,069 estimated sales tax at 6%. That is $16.57 per $1,000 financed. Total of payments $43,598. Offer expires 2026-10-31. Estimated for ZIP 32548. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_3GNARHEG7VL234197_finance_84",
        "type": "finance_84",
        "label": "Finance",
        "headline": {
          "value": 543,
          "unit": "per_month",
          "display": "$543/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 34479.0,
          "price_incl_doc": 34479.0,
          "doc_fee": 999.0,
          "down_payment": 0.0,
          "term": 84,
          "apr": 6.49,
          "tax_rate": 0.06,
          "zip": "32548",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 542.54,
          "amount_financed": 36547.74,
          "sales_tax": 2068.74,
          "total_of_payments": 45573.06,
          "finance_charge": 9025.32,
          "per_1000_financed": 14.84,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #27035, VIN 3GNARHEG7VL234197. $543 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $34,479, which includes the $999 documentation fee. Amount financed $36,548, including $2,069 estimated sales tax at 6%. That is $14.84 per $1,000 financed. Total of payments $45,573. Offer expires 2026-10-31. Estimated for ZIP 32548. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_3GNARHEG7VL234197_lease_zero_down",
        "type": "lease_zero_down",
        "label": "Zero-down lease",
        "headline": {
          "value": 488,
          "unit": "per_month",
          "display": "$488/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated lease payment on approved credit. Not an offer to lease.",
        "inputs": {
          "msrp": 34980.0,
          "selling_price": 34479.0,
          "cap_cost_reduction": 0.0,
          "residual_pct": 62.0,
          "money_factor": 0.0015,
          "acquisition_fee": 695.0,
          "term": 36,
          "annual_miles": 10000.0,
          "tax_basis": "monthly",
          "doc_fee": 999.0,
          "zip": "32548",
          "program_code": null
        },
        "outputs": {
          "monthly_payment": 487.51,
          "net_cap_cost": 35174.0,
          "residual_value": 21687.6,
          "apr_equivalent": 3.6,
          "due_at_signing": {
            "firstPayment": 487.51,
            "downPayment": 0,
            "upfrontTax": 0,
            "title": 60,
            "registration": 100,
            "total": 647.51
          },
          "total_of_payments": 17568,
          "total_of_payments_unrounded": 17550.36
        },
        "disclosure": "Estimated lease payment for stock #27035, VIN 3GNARHEG7VL234197. $488 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $648, made up of $488 first payment, $60 title, $100 registration. MSRP $34,980. Lease selling price $34,479. Net capitalized cost $35,174. Residual value $21,688, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. The selling price includes the $999 documentation fee. Total of payments $17,568. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-10-31. Estimated for ZIP 32548. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 22,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_3GNARHEG7VL234197_lease",
        "type": "lease",
        "label": "Lease",
        "headline": {
          "value": 394,
          "unit": "per_month",
          "display": "$394/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated lease payment on approved credit. Not an offer to lease.",
        "inputs": {
          "msrp": 34980.0,
          "selling_price": 34479.0,
          "cap_cost_reduction": 2999.0,
          "residual_pct": 62.0,
          "money_factor": 0.0015,
          "acquisition_fee": 695.0,
          "term": 36,
          "annual_miles": 10000.0,
          "tax_basis": "monthly",
          "doc_fee": 999.0,
          "zip": "32548",
          "program_code": null
        },
        "outputs": {
          "monthly_payment": 394.44,
          "net_cap_cost": 32175.0,
          "residual_value": 21687.6,
          "apr_equivalent": 3.6,
          "due_at_signing": {
            "firstPayment": 394.44,
            "downPayment": 2999,
            "upfrontTax": 0,
            "title": 60,
            "registration": 100,
            "total": 3553.44
          },
          "total_of_payments": 14184,
          "total_of_payments_unrounded": 14199.84
        },
        "disclosure": "Estimated lease payment for stock #27035, VIN 3GNARHEG7VL234197. $394 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,553, made up of $394 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,980. Lease selling price $34,479. Net capitalized cost $32,175. Residual value $21,688, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. The selling price includes the $999 documentation fee. Total of payments $14,184. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-10-31. Estimated for ZIP 32548. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 22,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_3GNARHEG7VL234197_off_msrp",
        "type": "off_msrp",
        "label": "Savings off MSRP",
        "headline": {
          "value": 501.0,
          "unit": "total",
          "display": "$501"
        },
        "provenance": "dealer_config",
        "advertisable": true,
        "not_advertisable_because": null,
        "estimate": true,
        "caveat": "Savings measured against MSRP. Excludes tax, title and license.",
        "inputs": {
          "msrp": 34980.0,
          "selling_price": 34479.0,
          "doc_fee": 999.0,
          "doc_fee_in_price": true
        },
        "outputs": {
          "savings_amount": 501.0,
          "savings_pct": 1.4,
          "savings_basis": "msrp_minus_advertised_price"
        },
        "disclosure": "Savings of $501 on stock #27035, VIN 3GNARHEG7VL234197, measured as the $34,980 manufacturer's suggested retail price less the $34,479 advertised price. MSRP and advertised price both exclude tax, title, license and registration. The advertised price includes the $999 documentation fee. One vehicle at this price. Price good through 2026-10-31 and subject to change. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": null,
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      }
    ],
    "suppressed": null,
    "counts": {
      "offers": 6,
      "suppressed": 0,
      "advertisable": 1
    },
    "engine_calls": 25,
    "elapsed_ms": 250
  }
}